+6019-774 5796 / 07-511 6696 topmortgage.tms@gmail.com

Our Team

PROFILE

Our team at Top Mortgage Solution has more than 10 years banking experience and is proficient in structuring and sourcing for the best financing terms across Malaysia’s 16 banks for residential and commercial both. We have financed:

in retail mortgage submission


in retail mortgage approval


in retail mortgage acceptance


As experts in financing solutions, we seek mortgage options from 16 banks and financial institutions in Singapore (i.e ANZ, DBS, OCBC, HSBC, UOB, SCB, RHB, Maybank, Bank of China, CIMB, National Australia Bank, Singapura Finance, Sing Investments & Finance, Hong Leong Finance, Westpac)

Danny’s experience

Danny’s experience
Danny began his career in finance in 2003 after leaving 6 years working experience as an civil engineer in China and New Zealand.

He started as an insurance agent and found that majority of the Malaysian are lacking with financial knowledge regarding to mortgage.

After couple of years working as a financial consultant specializing on mortgage consult, he decided to start his own company that would allow him to help people with loans in more flexible environment, with a broader choice of lenders.

In October 2017, Top Mortgage Solution was founded and has since expanded rapidly.

Meet the Team

Lee Sin

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Ken Ng

Date of Join : 12 Dec 2012
Ng is a Chinese-speaking trainee and holds the manager position with Top Mortgage Solution’s training and professional development department.

Ng graduated from National Chengchi University, Taiwan, Department of Risk Management and Insurance, specializing in risk transfer and financial control.

Ng has a wealth of practical experience in housing loans and commercial loans, helping at least 1,000 families and companies to obtain their loan packages.

Nicholas Lim

Date of Join : 3 Mar 2020
Nicholas graduated from New Zealand with a banking and finance degree. He has carved a career in the local finance industry on both residential and SME level. Having worked as a financial consultant, he developed a passion for mortgages and the real estate industry. With the experience that he has brought to Top Mortgage Solution, he hopes to consistently add value to his client. “Everyone should be given the opportunity to make better decisions for themselves. It is my duty to understand my client’s needs and assist them in providing unbiased advice before they make the best-informed decisions in the purchase of their properties and homes. Apart from work, Nicholas likes photography and spent his time with his pet.

Lawrence Law

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Ashley Lee

Date of joined : 29 Dec 2017
Ashley graduated from Singapore with International Business diploma. During her studies, she started an online business with wholesales products from Thailand . However she found this process to be boring, hence, leading her to search for alternative targets.

Ashley successfully became an independent senior mortgage consultant after a year of training with TMS. The role satisfies and stimulates her as she feels a sense of achievement whenever she is able to aid her customers towards gaining loan approvals to buy their dream house . This was something that she was unable to locate during her journey through online sales and is thevery reason she has chosento stick with this career to date.

In 2019, Ashley successfully closed numerous loans with agent, customer, and referral support, totalling a sum of 100 million.

“Everyone can have a house” is her career motto, and she hopes to inspire others to do the same.

Joyce Tee

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Jhou Lee

My story, my experience, can inspire people. I have fallen to the lowest ebbs; the former me believed that it is sufficient to live a flat and stable life with no ambition, no self-motivation, and no life goals. Until the day things settled, I did not understand how simple and how ignorant this perspective was.

My love life suffered; my career has no direction; family members opposed. However, a voice and a change propelled me to enter the financial industry from the construction industry. As a young man with 0 mortgage knowledge and no connections, I began to stumble and adventurously explore the industry. Even though I unsure as to whether I will succeed, I only know that if I don’t try, I will never taste the flavor of success. I have a zeal to help people, and I will continue to use this as a building block for my career.

I am JHou Lee
Your trusted mortgage consultant 100%

Josen Soh

Date of Join : 20 Jan 20
Josen currently holds a role as a Mortgage Consultant in TMS. He thoroughly enjoys and feels a sense of satisfaction whenever he can help customers secure the best package and lower interest loan for their property.

To keep up with the fast-changing society, Josen continually updates his professional services and consistently builds on his knowledge. This allows him to ensure that he is providing value to all of his customers.

Niko Tan

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John Yap

Date of Join :
I am John Cheong born in 1995 from JB small town Kulai

My secondary school is Foon Yew High School, diploma with kaplan university in Singapore and degree with University of Essex in Singapore.

I worked as Customer service officer in SGshop malaysia for 1 year. After that company layoff and I looking for job then I meet Top Mortgage Solution.

I love to watch entrepreneur speech in facebook by video. One day, Dan lok mention one things in his video. That is “high income skill” . High income skill is the skill can let you continuously generate 10k profit. If you don’t have it then you should find one, cause if you want to have successful career it will be faster to achieve with high income skill.

Come to find out more with me if you don’t know how to get a high income skill.
Alvin has enjoyed extensive success with more than 11 years of experience and track record in Retail and Private Banking. Having worked for some of the most established

Yee Shuen

Date of Join : 20 Jul 2020
Yee Shuen in the past 12 years as a Professional beautician in Singapore.She started a new journey in this “covid 19”2020yr . She start joined TMS taking up an admin role at TMS whilst traning to become a mortgage consultant.

She Keeps improving herself in admin knowledge & telemarketing .After few month of traning she successfully become mortgage consultant.

Although this field is very unfamiliar to her, she firmly believes that only by persistence can we succeed,and only if it is necessary or NOT.She wants to fulfil everyone’s dream of “having a home”

Erra

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Dean Loo

Date of Join :
Dean graduated from Nilai University with Degree in Accounting and Finance. He actually had started his early work life during his university life. He did a lot of jobs while he was studying in order to earn some extra pocket money and reduce his parents’ burden. In 2018, he joined a well-known KL property agency and started to become a real estate agent. He was in charged project case in KL and subsales case in Nilai. He knew the career of mortgage consultant during that time and he was very interested in it. However, he was unable to manage his time as he had the heavy study course.

Unfortunately, Movement Control Order (MCO) was implemented in Malaysia in 18 March 2020. He was forced to come his hometown, Johor Bahru. He was unable to conduct his property career in KL. Plus, the property market was bad and predicted to become worse in the following months or years. In order to survive, he decided to stop his property career and join Top Mortgage Solution as a mortgage consultant. He was able to help the clients not only in mortgage loan issue but also property issue.

He is an optimistic and preserved guy. “Let bygones be bygones” is his motto. He always says, forget your unfortunate past, and be positive to your future. Apart from work, he enjoys badminton and cue sports. Besides, he likes to spend his time with his lovely cats, Niu Niu and Xiao Bai.

Nurul.K

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Alvin Wai

Alvin has enjoyed extensive success with more than 11 years of experience and track record in Retail and Private Banking. Having worked for some of the most established local and international financial institutions in Singapore, Alvin developed meaningful long term relationships with his clients from diverse cultures, demographics, and business backgrounds. His core expertise encompasses a full spectrum of wealth management services including Investment Advisory, Portfolio Management and Financing, Margin Trading, Legacy Planning, and Property Loans.

“I take immense pride in building and deepening relationships with my clients through co-managing their financial aspirations and continuously exceeding their expectations. Our clients are our real bosses and it is important for us to appreciate a following that comes from their satisfied recommendations.”

If Alvin isn’t working, he would love to spend his time bringing his folks out for dinner, watching a movie at home with his wife, helping out at Church, running along East Coast Park, or snowboarding during winter in Japan.

Yap May Chen

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Jared

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See Poh Muan

Date of joined : 5 Aug 2013
Katherine is a professional financial consultant at a local insurance company under Hong Leong Assurance Berhad. She provides financial planning and protection solutions to her clients, including life protection, health and medical, savings, education, retirement, corporate insurance, estate planning, goodwill and many more.
Katherine began as a financial consultant at the age of 20 and that started her affiliation with the financial industry. Along the way, she was steadily promoted, and became a Sales Manager at age 24. She was a member of Million Dollar Club and awarded in Super Star Award.
Why was Katherine so successful in her career path within few years? One of her clients complimented:”Whenever you need her, she’s always be there and ready for help.”
In addition to being a financial consultant, Katherine also nurtures her talents in floral arts, culinary and baking, yoga and diving.

Tey Jian

Tey Jian has been engaged in the financial and insurance industry for 7 years. After graduation, I, like most people in Johor, yearned to work hard in Singapore. After working in Singapore for about a year or so, I gradually realized that the job I did could not promise me a better future. I don’t want to spend time in a hurry, I want to challenge my own potential.
After careful consideration, I decided to return to Malaysia to look for industries with more development potential. By chance, I met and joined SP and TMS. After one year of professional training given by the company, I have been able to give customers the most professional financial planning advice in this industry. These include life insurance, loans and wills and trusts that are inextricably linked to financial planning.

In these seven years, I have completed a complete financial plan for 300 households. At the same time, I am also fortunate to win the IDA International Dragon Award. The IDA (International Dragon Award) is the highest honour award in the Chinese financial and insurance industry established by the World Chinese Insurance Conference in 1998. Its annual conference has become the highest-level event in the global Chinese insurance industry.

In this career, I not only have a better future and development. At the same time, in the process of serving customers, I also gained a full sense of accomplishment. Serve my customers with the sincerest enthusiasm. This is also the reason that has always supported my development in this industry. Don’t forget the original intention.

Toh Hui Ting

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Lawrence Lee

My surname is Lawrence, and my name is Chee Wei. I was born in the land of pineapples, a small town in southern Malaysia. The people from this town are incredibly compassionate, and I have continued to maintain a country boy’s temperament.

I kick-started my career journey in 2007, with my first job in the auto sales industry. At that time, I was an ordinary salesperson and gained the experience of my first sale. My second job was in the life insurance industry, and it started in 2009. However, I left the industry after two years due to self-discipline issues. Following this, I became a foreign worker in Singapore and worked in a supermarket. In the pork department, my job every day was to separate the pork. This was a world away from my previous job, a big gap; nevertheless, I continued for the sake of money and life. A 180-degree change occurred. About two years later, an accident happened where I almost cut off my finger, resulting in my leave from Singapore.

In 2011, I returned to the life insurance business I was familiar with. I began my life insurance journey; however, it was not long-lasted as I left after five years again due to a conflict with a certain supervisor. In 2015, I was forced to leave and went to work in Singapore again. This time, I worked in a Singapore factory and worked in a food processing factory. The role required me to carry more than 25kg*700 packs every day. If you work overtime, you need to complete about 25kg*200 packs. Indeed, the salary was very high, and the company treats me very well. However, after two years, I decided to return to Malaysia again as I faced contract renewal issues. This occurred during the Chinese New Year period; hence, I began dabbling in the pork jerky business. During this period, I met my former supervisor, Danny. He brought me back to the start and allowed me to pursue my initial dream. It reminded me of my mission here, so I came back to engage in life insurance with the mentality of working overtime in the Singapore factory. In completing my original dream, I will regain my confidence in myself and my value. I believe in the company and my boss. There is nothing impossible to accomplish, as long as you have the desire to accomplish it.

Akie Fong

Date of Join : 30 Apr 2013
Akie graduated from Multimedia University with Marketing management degree. She has achieve her Financial
Register Planner too under MFPC. Currently she serve under Top Mortgage Solution as finance consultant , offering service as assist customer for loan application with personal name and company , analyze bank package and advice healthier financial status . Customer needs and wants always her priority , she emphasize customer always aware their personal commitments and emergency fund sufficient for overcome while financial difficulties happened to ensure harmonies. Apart from work, cooking and travel filled her leisure time

Tannie Chee

Date of joined : 9 Jul 2007
A licensed Registered Financial Planner, has 18 years’ experience specialised in financial planning for prospective clients, helps achieved their personal priority, lifelong objectives and financial goals.
Tannie graduated from United Kingdom with Honours Degree in Business Administration and a Post Graduate Diploma in Marketing between 1997 to 2000.
Prior joining Hong Leong Assurance, she worked as Relationship Manager in a reputable bank, managing a group of High Net Worth customers, the role empowered her to helping customers make informed and calculated decisions as a financial profession. Tannie is knowledgeable and understand of various credit strategies like mortgages etc. that best fit into a clients’ financial planning. She also helps many clients to cut through the noise and optimize cash management strategies, with her insightful view in retail banking.
Over the years of customer-centric and focus, Tannie has helped over 1,000 families and entrepreneur achieved their financial goals. Some of her accolades achieved are Top Rookie Agent, Million Dollar Round Table, International Dragon Awards, AKARD.
In her spare time Tannie enjoy spending time with her family, playing with her dog and watching movie. As a charitable person, she joined NGO in 2014 as a volunteer.
In summary, the combined experiences and versatile business acumen are always the belief of Tannie’s firm conviction in excellence financial planning. Her guiding principle states: A financial decisions are best made within the context of a comprehensive and a forward-looking financial plan.

Lim Tze Hui

Date of Join : 26 Jul 2011
Lim Tze Hui graduated with a degree in Hotel Management. After graduation, he worked in the sales industry. With an illustrious 8 years of sales experience, Lim is currently the sales manager of Hong Leong Assurance Bhd. She has achieved numerous awards with this role, including Asian and European travel awards, MDC winner for personal sales performance and was named the winner of the Individual Gold Award.

Jessie Tan

A key reason why Jessie ultimately decided to join the life insurance industry was her desire to purchase her own home, propelling her to switch to sales.

To date, Jessie has 12 years of experience in life insurance. She has helped more than 400 families plan the protection they need in their lives. She has been awarded the International Dragon Award for her achievements. As a parent herself, Jessie works hard to ensure that she fulfils her children’s dreams of completing the dream of going abroad to see the world every year.

From the previous medical card>life sickness>education fund>retirement planning to the current asset inheritance, Jessie consistently reminds herself to study and improve to ensure that she can help customers achieve better financial planning!
She is immensely grateful to the team for providing quality training, as well as the trust afforded to her from her customers and company along the way, for allowing her to continue to shine on this road!

“No matter which direction the wind is, the wave breaker has no fear and believes in the power of love.”

Yanni

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Michelle Leong

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